Essex Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Essex Bank is a Virginia state bank with 19 full-service offices, 13 of which are in Virginia, six of which are in Maryland.

Essex Bank provides all of the banking services you require. Whether you are a growing small business, a large organization with numerous financial needs or an individual looking for a personal checking account with low balance requirements and no monthly service charges, Essex Bank has the right products, people and expertise to assist you.

Essex Bank is a community bank with branches in Virginia and Maryland. Essex Bank offers a variety of interest rate choices for each loan program. This gives you the flexibility to choose the rate and points combination that is best for you.

Arnold Office
1460 Ritchie Highway
Arnold, Maryland 21012
410-757-7777

Catonsville Office
1000 Ingleside Avenue
Catonsville, Maryland 21228
410-747-6200

Crofton Office
2120 Baldwin Avenue
Crofton, Maryland 21114
410-721-8444

Landover Hills Office
7467 Annapolis Road
Landover Hills, Maryland 20784
301-577-7000

Rockville Office
1101 Nelson Street
Rockville, Maryland 20850
301-294-9350

Rosedale Office
1230 Race Road
Rosedale, Maryland 21237
410-574-3303