Farmers State Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Farmers State Bank is a family-owned, independent, community bank serving Humphrey and the surrounding communities since 1915. Online banking product offers you the following conveniences 24 hours a day, 7 days a week: View account balances and transactions, Make transfers between accounts, View loan balances and transaction history, Make loan payments, Online bill payment, Online bank statements.

Farmers State Bank offers a variety of checking and savings accounts to accommodate all of your needs. The bank have regular and interest-bearing checking accounts as well as money market and passbook savings accounts. Certificates of deposit are available with maturities ranging from 3 months to 60 months.

Farmers State Bank offers the following types of loans at competitive interest rates: agricultural loans, business loans, personal loans, vehicle loans, home loans, home improvement loans, Nebraska Energy low interest loans.

Main Office
100 South 3rd Street
Humphrey NE 68642
Telephone: 402-923-1717
Fax: 402-923-1902