First-Lockhart National Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The first bank to be organized in Lockhart, Texas, the First National Bank of Lockhart was opened April 15. In 1934, the First National Bank merged with Lockhart National Bank, forming the First-Lockhart National Bank.

First-Lockhart National Bank is the largest financial institution in Lockhart and Caldwell County with over $178 million in total assets. It has been a mainstay for the community and region providing financial services and community support for the citizens of the area. Its main location on the historic Lockhart downtown square is an icon to the community and reinforces its heritage and place in the history and growth of Lockhart. First-Lockhart National Banks location represents 124 years of continuous presence on the town square serving the citizens of Lockhart and Caldwell County.

The bank remains dedicated to the local economy and will continue to provide needed and innovative banking products to serve the needs of the community.

Main Bank Lobby
111 South Main Street
Lockhart, TX 78644

Church Street & San Antonio Drive-Through
207 West San Antonio Street
Lockhart, TX 78644

Austin Banking Center
319 West Slaughter Lane
Austin, TX 78748

Kyle Banking Center
800 West FM 150
Kyle, TX 78640

New Braunfels Office
524 South Seguin Avenue
New Braunfels, TX 78130