First Nebraska Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

First Nebraska Bank is a full-service community bank with eleven locations in central and eastern Nebraska. The banks history in Nebraska banking can be traced all the way back to 1885. First Nebraska Bank have locations in Arcadia, Avoca, Bennet, Brainard, Columbus, Decatur, Emerson, Nebraska City, Stanton, Valley and Weeping Water. Effective August 1, 2012, Heartland Community Bank was merged with First Nebraska Bank. The merger will improve efficiencies for its bank and increase customers' access to additional bank services.

Arcadia
155 West Bridge - P.O. Box 187
Arcadia, NE 68815-0187

Avoca
609 House - P.O. Box 755
Avoca, NE 68307-0755

Bennet
50 Monroe - P.O. Box 258
Bennet, NE 68317-0258

Brainard
124 North Madison - P.O. Box 186
Brainard, NE 68626-0186

Columbus
3225 23rd Street - P.O. Box 1277
Columbus, NE 68602-1277

Decatur
753 South Broadway - P.O. Box 158
Decatur, NE 68020-0158

Emerson
1000 South Main Street - P.O. Box 445
Emerson, NE 68733-0445

Nebraska City
2214 S. 11th St. - P.O. Box 578
Nebraska City, NE 68410-0578

Stanton
1019 Ivy Street - P.O. Box 257
Stanton, NE 68779-0257

Valley
330 North Spruce Street - P.O. Box 315
Valley, NE 68064-0315

Weeping Water
107 N. Elm - P.O. Box 186
Weeping Water, NE 68463-0186