First State Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

First State Bank, located in Cambridge, Farnam and Holbrook, Nebraska is a locally owned and operated bank serving the financial needs of businesses and individuals in south west Nebraska. The bank offers a wide variety of products and services, such as internet banking, check image statements, business and personal checking, and loan products.

First State Bank offers secure web-based tools to help you manage your finances and save time 24 hours a day, 7 days a week, wherever you have an internet connection, at your convenience. Online banking allows you to check balances and conduct common banking tasks and transactions over the internet in a secure environment.

First State Bank
222 Main St
P.O. Box 96
Farnam, NE 69029
(308)569-2311

First State Bank
309 Nelson St.
P.O. Box 220
Cambridge, NE
69022
(308) 697-3305

First State Bank
123 Center Ave
P.O. Box 100
Holbrook, NE 68948
(308) 493-5905