Four Oaks Bank & Trust Company, Financial Information

About Four Oaks Bank & Trust Company

 Address:
6144 Us Highway 301 South
Four Oaks, NC
Johnston County, North Carolina
 Established:
Jan 1912
 Number of domestic offices:
17
Total assets$867M
Net income$-3M
Net income, quarterly$-2M
Total deposits$701M
Domestic deposits$701M
Equity capital$48M
ROA-0.29%
ROAQ, quarterly-0.85%
ROA, pretax-0.85%
ROAQ, quarterly, pretax-0.85%
ROE-5.13%
ROEQ, quarterly-15.24%
UpdatedApr 11, 2013

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The Bank of Four Oaks was chartered in June of 1912, in Four Oaks, North Carolina, with a capital investment of $10,000. As the Bank began to open branch offices outside of Four Oaks, and with further plans for expansion, in 1989 the Bank of Four Oaks became Four Oaks Bank & Trust. In 1997, Four Oaks Fincorp, Inc., the holding company for Four Oaks Bank, was formed. The Bank’s Financial Services was created in 1999, and in 2002, Four Oaks Mortgage was formed.

Today, Four Oaks Bank operates fourteen offices located in Benson, Clayton, Dunn, Four Oaks, Fuquay-Varina, Garner, Harrells, Holly Springs, Smithfield, Wallace and Zebulon.

Administration
6114 US Highway 301 South
PO Box 309
Four Oaks, NC 27524
Office: (919) 963-2177
Fax: (919) 963-2768

Benson
200 East Church St.
Benson, NC 27504
Office: (919) 894-1800
Fax: (919) 894-1777

Garner
200 Glen Rd.
Garner, NC 27529
Office: (919) 662-9005
Fax: (919) 662-9147

Smithfield
128 North 2nd Street
Smithfield, NC 27577
Office: (919) 989-6700
Fax: (919) 989-6829

Clayton
102 E. Main St.
Clayton, NC 27520
Office: (919) 553-2323
Fax: (919) 553-1131

Harrells
590 Tomahawk Highway
Harrells, NC 28444
Office: (910) 532-6005
Fax: (910) 532-6146

Southern Pines
Loan Production Office
105 Commerce Ave.,
Southern Pines, NC 28387
Office: (910) 693-1209
Fax: (910) 692-3438

Four Oaks
6144 US 301 South
Four Oaks, NC 27524
Office: (919) 963-2177
Fax: (919) 963-4169

Garner Station, Raleigh
1408 Garner Station Blvd.
Raleigh, NC 27603
Office: (919) 772-2331
Fax: (919) 772-1806

Wallace
406 East Main Street
Wallace, NC 28466
Office: (910) 285-9300
Fax: (910) 285-7348

Fuquay-Varina
325 N. Judd Parkway N.E.
Fuquay-Varina, NC 27526
Office: (919) 567-3434
Fax: (919) 567-3116

Zebulon
805 N. Arendell Ave
Zebulon, NC 27597
Office: (919) 269-2155
Fax: (919) 269-7715