Monroe Bank & Trust, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Monroe Bank & Trust is a locally owned and operated bank. Since its founding in 1858, Monroe Bank & Trust (NASDAQ: MBTF) has grown into one of the largest community banks in Michigan, with more than $1.2 billion in assets. MBT is a full-service bank with a comprehensive selection of personal and business accounts, complete credit options and the region's largest Wealth Management department.

With 24 offices, global ATM account access, PhoneLink telephone banking and eLink / eBusiness online banking, MBT provides an incomparable level of service and convenience for its customers. The bank is a locally owned and operated financial institution, one that is enthusiastically committed to helping southeastern Michigan and northern Ohio grow and prosper.

West Monroe Office
1500 N. Custer Road
Monroe, MI 48162
Phone: 734.242.2800
Lobby Hours: M-Thr 9am-4:30pm, Fri 9am-6pm
Drive-up Hours: Sat 9am-12pm

Mortgage Center
1050 S. Monroe Street
Monroe, MI 48161
Phone: 734.242.2204
Lobby Hours: M-Thr 9am-4:30pm, Fri 9am-6pm
Drive-up Hours: N/A

Ida Office
2917 Lewis Avenue
Ida, MI 48140
Phone: 734.269.3355
Lobby Hours: M-Thr 9am-4:30pm, Fri 9am-6pm
Drive-up Hours: Sat 9am-12pm

Corporate Headquarters
10 Washington Street
Monroe, MI 48161
Phone: 734.241.3431
Lobby Hours: M-Thr 9am-4:30pm, Fri 9am-6pm
Drive-up Hours: N/A

Trenton Office
2410 West Road
Trenton, MI 48183
Phone: 734.675.3280
Lobby Hours: M-Thr 9am-4:30pm, Fri 9am-6pm
ATM Available