Mountain Valley Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Mountain Valley Bank can meet your needs. The bank is located in the heart of Wild and Wonderful West Virginia with four full service banking locations to serve you.

Your interest rate and annual percentage yield may change weekly. Interest compounded and credited monthly. Consumer loans are available for financing of personal needs. Commercial loans are available. Terms and financing criteria are based on type of business needs.

Mountain Valley Bank offers a mortgage loan program, which includes longer terms with an adjustable rate. Loans for new and used vehicles are available.

Mountain Valley Bank has four ATMs honoring STAR, PULSE, CIRRUS as well as major credit cards. Four ATMs located at:

Parsons Office
401 First Street
Parsons, WV 26287

Mill Creek Office
Main Street
Mill Creek, WV 26280

Chenoweth Creek Office
Rt. 219 South & Chenoweth Creek Road
Elkins, WV 26241

Super Splash Car Wash
516 Randolph Avenue
Elkins, WV 26241