Oakwood Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Pigeon Falls State Bank was organized in 1919. The banks focus is on obtaining knowledgeable credit-worthy customers who are attracted by individual attention and continuity of service. This solicitation effort is benefited by the Bank's 93-year reputation of fairly providing banking services and responsibly attending to the individual needs of its customers and its community.

Whitehall make it easy to manage your money with convenient checking, automatic deposits, and easy access to your accounts through electronic services. Pigeon Falls State Bank offers both business and personal checking, a variety of savings plans, agricultural loans, mortgage loans, home equity loans, personal/consumer loans, and IRA investment services.

Pigeon Falls State Bank
40214 S. Ekern Avenue
P.O. Box 489
Pigeon Falls, WI 54760

Bank of Augusta, branch of Pigeon Falls State Bank
214 W. Lincoln Street
P.O. Box 410
Augusta, WI 54722

Bank of Whitehall, branch of Pigeon Falls State Bank
36328 Main Street
P.O. Box 156
Whitehall, WI 54773