Peoples Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Peoples Bancorp Inc. is a diversified financial products and services company with $1.8 billion in assets. The bank offers a complete line of banking, investment, insurance and trust solutions through more than 40 locations in Ohio, West Virginia, and Kentucky.

Peoples Bancorp's financial service units are Peoples Bank, Financial Advisors at Peoples Bank and Peoples Insurance Agency, LLC. Peoples Bancorp's common shares are traded on the NASDAQ Global Select Market under the symbol "PEBO" and Peoples Bancorp is a member of the Russell 3000 index of US publicly traded companies.

Peoples Bank offers checking accounts designed to make your life easier and save you money. Whether you make frequent trips to ATMs, write a lot of checks, pay bills online or bank-on-the-go, we have an account to meet your financial needs. Peoples Bank offers personal unsecured loans to help you consolidate debt, finance a dream vacation or purchase a big-ticket item. With Peoples Bank, getting an auto loan is the easiest part of purchasing a new or used car.