POINTWEST BANK, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

In early 1893 the West Bank began operating, and for over one hundred years, has been a vital part of the community. Current ownership took possession of the bank in 1968 and have continued to build on the bank’s original foundation. Still there to help customers and friends. On January 14, 1991, the bank’s branch opened at 420 North Hewitt Drive, in Hewitt, Texas. This decision enabled the bank to bring its personal service to another area. The banks newest addition, Pointwest Bank of China Spring, officially opened for business on August 1, 2008. Established in 1893, POINTWEST Bank has been serving the financial needs of the central Texas community for over 100 years.

West Location
P.O. Box 279
West, Texas 76691
Phone: (254) 826-5333
Fax: (254) 826-5686

Hewitt Location
P.O. Box 2039
Hewitt, Texas 76643
Phone: (254) 666-7333
Fax: (254) 666-7979

China Spring Location
10101 China Spring Hwy.
Waco, Texas 76708
Phone: (254) 836-8233
Fax: (254) 836-8585