PS Bank, Financial Information

About PS Bank

 Address:
42621 Route 6 East
Wyalusing, PA
Bradford County, Pennsylvania
 Established:
Nov 1914
 Number of domestic offices:
10
Total assets$444M
Net income$5M
Net income, quarterly$2M
Total deposits$376M
Domestic deposits$376M
Equity capital$43M
ROA1.22%
ROAQ, quarterly1.41%
ROA, pretax1.41%
ROAQ, quarterly, pretax1.72%
ROE12.75%
ROEQ, quarterly14.7%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

PS Bank is an independent community bank established in 1914 in Wyalusing, PA, Bradford County. The bank have nine office locations throughout Bradford, Sullivan and Wyoming counties. The bank have 24-hour access to your account through the ATM, eBanker, or InfoLine from wherever you are

PS Bank opened for business on December 14, 1914. Ironically it was the collapse of another bank that set the stage for the founding of PS Bank as well as the National Bank of Wyalusing which, decades later, would be destined to merge with PS Bank.

In 1998 Peoples Financial Services was formed. The Financial Services Department continues to make planning for the future easy with a variety of investment and insurance options to meet every need. As products and services increased, more employees were added to staff and space was becoming a serious problem. In 2004 a new facility was opened at the east end of Wyalusing Borough allowing PS Bank to continue its mission of serving the area as a true community bank.

Today, nine branches are located throughout Bradford, Sullivan, and Wyoming Counties.