Rivers Edge Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Farmers State Bank was chartered on July 14, 1904 and has been a community bank for over 100 years. Farmers State Bank is committed to the growth and viability of the communities it serves.

Marion is a rural community with a rich tradition of independent thinking and independent business. Farmers State Bank has been a part of that rural, independent culture since 1904. Parker location opened in December of 1989. Parker is the county seat of Turner County and home to the Turner County Fair. The Bridgewater location was purchased in June of 1997 and provides service to customers in Hutchinson, McCook, and Hanson Counties.

Bridgewater
330 Main Street
P.O. Box 50
Bridgewater, South Dakota
57319-0050
Phone: (605) 729-2582
Fax: (605) 729-2583

Marion
Main Office
211 N. Broadway
P. O. Box 7
Marion, South Dakota
57043-0007
Phone: (605) 648-3683
Fax: (605) 648-3989

Parker
100 S. Main Ave.
P. O. Box 216
Parker, South Dakota
57053-0216
Phone: (605) 297-3683
Fax: (605) 297-3685