Simmons First Bank of Russellville, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Simmons First Bank of Russellville was established in 1903. Simmons First National Corporation currently operates eight affiliate banks that conduct financial operations from 96 offices, located in 55 different communities in Arkansas, Missouri, and Kansas.

Simmons First offers a variety of financial services including: Personal/Commercial Checking and Savings accounts, Personal/Commercial credit cards, as well as various time deposits. Simmons also offers consumer loans, real estate construction loans and single family residential loans; commercial loans; agricultural loans; and loans to financial institutions. Simmons offers a number of cash management products for business customers, as well as credit card processing (merchant services). Further, the company provides trust and investment management services, as well as securities and investment services.

Simmons First Bank of Russellville
Corporate Call Center
PO Box 7009
Pine Bluff, AR 71601
1-866-246-2400