SouthTrust Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

First National Bank is a community financial institution that serves individuals and businesses. As an independently owned business, the bank has been in operation for more than 70 years. It maintains locations in San Antonio, Three Rivers, Floresville and George West in Texas. With assets of over $155 million, First National Bank employs a staff of nearly 65 people. The bank provides a range of certificates of deposit and checking, savings, money market and individual retirement accounts, as well as mortgage and lending options. It also offers Internet banking, notary, wire and automatic transfer, and night and direct deposit services. First National Bank is a member of the Federal Deposit Insurance Corporation (FDIC).

George West
601 Guadalupe Street
P.O. Box 2230
George West, TX 78022

Three Rivers
Highway 281
P.O. Box 1676
Three Rivers, TX 78071

Floresville
545 Tenth Street
Floresville, TX 78114

San Antonio
144 Moursund Blvd.
San Antonio, TX 78221

Pleasanton
1047 W Oaklawn Road
Pleasanton, Texas 78064

Houston
10497 Town & County Way Suite 860
Houston, Texas 77024-1164