St. Landry Bank and Trust Company, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

St. Landry Bank and Trust Company, located in Opelousas, La., offers a variety of financial planning services and solutions. It provides various personal and business banking accounts, financial calculators and estimators, and loans and mortgage options. Its business banking services include commercial checking and loans, lines of credit and sweep accounts.

The bank offers specialized services that include unlimited checking, personalized and traveler s checks, and accidental death and dismemberment insurance services. Its other products and services include family plan memberships, money orders, direct deposits of social security and payroll checks, and medical emergency data cards and sources.

The bank also provides lodging, car rental, recreational vehicles, lodging chains, and movie theatre and theme park discount services. It also offers grocery coupons, key ring protection and safe deposit boxes, emergency cash advance services, and Alamo, Avis, Hertz and National Car Rental discounts. Additionally, it provides personal identification card.

(337) 948-9458
(337) 948-2450