Texas State Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Chartered in 1926 as a community bank, Texas State Bank was originally owned and operated by investors who lived and worked in the community which it was created to serve. Nearly 100 years later, while experiencing growth through its prosperity, the bank continues to serve a small market segment of East Texas.

It’s ownership and management remains in the hands of a family who lives and works in the community which the bank serves. Texas State Bank meets the purest definition of a “Community Bank” as the prosperity of the community it serves is synonymous with the success of the bank.

Texas State Bank
1601 South Chestnut Street
Lufkin, Texas 75901
877-556-7907