The Delaware National Bank of Delhi, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The Delaware National Bank of Delhi is truly a community minded bank, with customer service standards second to none. The banks Loan Department is dedicated to serving customer's borrowing needs. Banks employees are very active in community affairs, realizing that the success of the community has a direct correlation to success of the bank.

The Delaware National Bank of Delhi is the oldest bank in Delaware County, and the oldest corporation in the community of Delhi. In the Fall of 2010, The Delaware National Bank of Delhi opened Hobart branch on Main Street in Hobart, NY. The full-service branch features two drive-up lanes, a night depository, and a 24-hour ATM. And in the Fall of 2012, The Delaware National Bank of Delhi opened Oneonta Loan Office. The loan office is located at 265 Main Street, Oneonta NY.

PO Box 508
124 Main Street
Delhi NY 13753

General Calls 855-413-3544
Executive Line 855-333-3544
Accounting Department 855-343-3544
Trust Department 855-363-3544
General Fax 607-746-8084