The Farmers Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The Farmers Bank first opened for business in November 1902. Today, the bank has two branches, one in Hardinsburg and one in Irvington, Kentucky. Geographically, banks offices are situated in Breckinridge County, which borders the beautiful Ohio River. Its main office is located in the county seat of Hardinsburg being approximately 60 miles southwest of Louisville, Kentucky's largest city. The Farmers Bank offers a full range of services including the MasterMoney check card, Dial-A-Bank 24-Hour telephone banking, and the bank is a member of the STAR and Cirrus regional ATM network.

Main Office
PO Box 231
1119 Old Highway 60 East
Hardinsburg, KY 40143
(270) 756-2166

Irvington Office
PO Box 27
1211 Highway 60 West
Irvington, KY 40146
(270) 547-7185

Downtown Branch
PO Box 231
222 South Main Street
Hardinsburg, KY 40143
(270) 756-5022