The Montezuma State Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Montezuma State Bank is a unique family-owned bank in the heart of Southwest Kansas. Chartered on December 31, 1912, the bank was operated from a small room in a general mercantile store owned by Linn Frazier.

Montezuma and Copeland are located in the heart of southwest Kansas. The city of Montezuma was established in 1912, the same year Montezuma State Bank was chartered. Copeland is located approximately 10 miles west of Montezuma on highway 56 and is named after E.L. Copeland, Secretary/Treasurer of the Santa Fe Railroad-the same railroad that saved Montezuma from complete dissolution.

The Montezuma State Bank offers Regular Checking, Money Market Checking, NOW Checking, Passbook Savings, Non-Interest Savings, Bill Pay, Business Checking, Business Savings, Business Money Market Checking, Real Estate Loans, Consumer Loans, Commercial Loans, Agriculture Loans.

Montezuma Location (Main)
209 North Aztec
P.O. Box 158
Montezuma, KS 67867
Phone: 1-620-846-2221
Fax: 1-620-846-7005
Lobby Hours: 9:00 a.m.- 3 p.m.

Copeland Location
201 North Santa Fe
P.O. Box 130
Copeland, KS 67837
Phone: 1-620-668-5200
Fax: 1-620-668-5599
Lobby Hours: 9:00 a.m.- 3 p.m.