The Ohio Valley Bank Company, Financial Information

About The Ohio Valley Bank Company

 Address:
420 Third Avenue
Gallipolis, OH
Gallia County, Ohio
 Established:
Jan 1872
 Number of domestic offices:
14
Total assets$1,172M
Net income$9M
Net income, quarterly$4M
Total deposits$998M
Domestic deposits$998M
Equity capital$131M
ROA0.85%
ROAQ, quarterly1.52%
ROA, pretax1.52%
ROAQ, quarterly, pretax1.88%
ROE7.23%
ROEQ, quarterly13.47%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Ohio Valley Bank, established in 1872, currently operates 15 offices throughout Ohio and West Virginia. The Bank's headquarters are located at 420 Third Avenue in Gallipolis, Ohio. During its 141 years in business, it has never changed names, making it one of the oldest bank's in the state.

In the 90's, Ohio Valley Bank management established Ohio Valley Banc Corp. The Banc Corp. is a one-bank holding company (Ohio Valley Bank being that "one-bank") which has expanded to own another subsidiary in 1996 called Loan Central, a finance company with seven offices in southern Ohio. Ohio Valley Banc Corp. common stock is traded on The NASDAQ Global Market under the ticker symbol of OVBC.