The Payne County Bank, Financial Information

About The Payne County Bank

 Address:
202 South Main Street
Perkins, OK
Payne County, Oklahoma
 Established:
Jan 1898
 Number of domestic offices:
1
Total assets$194M
Net income$3M
Net income, quarterly$0M
Total deposits$154M
Domestic deposits$154M
Equity capital$35M
ROA1.71%
ROAQ, quarterly0.17%
ROA, pretax0.17%
ROAQ, quarterly, pretax0.17%
ROE9.38%
ROEQ, quarterly0.96%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The Payne County Bank was incorporated January 3, 1898, nine years before Oklahoma's Statehood. With original capital stock of $5,000, the bank operated in a wood frame structure at the northwest corner of what is now Main and Thomas streets for about four years. With the construction of a new native sandstone building in 1903, the bank made the southwest corner of Main and Thomas streets in Perkins its home for nearly seventy years

Payne County Bank and the First State Bank of Perkins were merged on December 31, 1924. It was with this merger that the legendary Delbert C. Butler became associated with Payne County Bank. D. C. would later become president of PCB in 1941, and served in that capacity for over thirty years.

Throughout 1998, the bank celebrated its Centennial. During the year, the Bank underwent a full-scale remodeling project and 2500 square-foot building addition. The addition consisted primarily of office space, plus a 30-seat community business meeting room. 100th anniversary year was also marked by a series of events including exciting new service announcements, promotional giveaways, prize drawings, and an October Open House and free barbecue dinner. Today, PCB operates as a 100% employee-owned community bank.

Main Bank
202 S. Main
P.O. Box 579
Perkins, OK 74059
(405) 547-2436
Fax (405) 547-5389

Convenience Branch
417 E. Highway 33
Perkins, OK 74059