The Peoples Bank Co., Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The Peoples Bank Co. remains a locally-controlled community bank. The new corporation, under the name of The Peoples Bank Co. operated as an Ohio state chartered bank with capital stock of $25,000. The Peoples Bank Co. continues to operate as an independent community bank today under the subsidiary of The Peoples Holding Co. The bank's commitment to serving the needs of the communities it serves has enabled it to grow to over 337 million in assets and it has over 89 employees.

Main Office
112-114 W. Main St., Coldwater, OH 45828

North St. Office
405 W. North St., Coldwater, OH 45828

Logan St. Office
309 W. Logan St., Celina, OH 45822

Wayne St. Office
818 E. Wayne St., Celina, OH 45822

Burkettsville Office
11 E. Main St., Burkettsville, OH 45310

Rockford Office,
100 N. Main St., Rockford, OH 45882

St. Marys Office
1510 Kishler St., St. Marys, OH 45885