Tompkins Trust Company, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Founded in 1836, Tompkins Trust Company is a full-service, locally-managed community bank with 15 branches serving the Tompkins County area, Auburn and Cortland in Central New York. Tompkins Trust is the founding company of Tompkins Financial Corporation, a $4.9 billion financial services holding company headquartered in Ithaca.

Tompkins Trust did not participate in subprime lending nor in any subprime-related investments. Tompkins Trust Company did not take funds from the government’s TARP program and the bank remains strong and well capitalized. Tompkins Trust Company was again recognized by Bauer Financial, an independent ratings firm, as among the nation's strongest banks. The bank remains on its 4-Star Recommended (Excellent) list in 2013.

Tompkins Financial Corporation retains its long-term focus:
Profitable for 59 consecutive years
Increased revenue for 56 consecutive years
Paid cash dividends for more than 80 consecutive years
Increased cash dividends for 24 consecutive years