Waldo State Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Established in 1913, Waldo State Bank is independently owned and is proud to be your "Community Bank". Friendly customer service with the highest degree of integrity, professionalism, and confidentiality is the true mission of Waldo State Bank.

Waldo State Bank offers a variety of agriculture loans including operating lines of credit, machinery and equipment and agriculture real estate loans. Waldo State Bank provides a variety of commercial lending tools to help finance all areas of your business. The bank offers operating lines of credit, inventory or equipment purchases and real estate loans.

Waldo State Bank offers various types of consumer loans including auto loans, personal loans, consolidations loans, etc., all at competitive interest rates. Waldo State Bank offers a variety of home real estate loans to fit all of your needs including in house loans as well as secondary market fixed rate loans of various terms.

119 N Depot St br /> P.O. Box 8
Waldo WI 53093
Phone: (920) 528-8385
Fax: (920) 528-8242