WNB FINANCIAL, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Winona National Bank, established in 1874, provides the financial products and services to fit your needs. Winona National Bank offers the products you expect from your bank: checking, savings, personal and home loans, as well as highly-qualified experts in Business Banking, Trust, 401k, and Investment Services.

Winona National Bank was originally established as the Winona Savings Bank in July 1874. In 1916, the Historic Downtown Building at 204 Main Street was erected and housed both the Winona Savings Bank and the newly formed Winona National Bank. Engraved on the front of the building is "Winona Savings Bank," as the two had not merged at the time of construction. Later, the two banks merged to form Winona National and Savings Bank. In 2001, Winona National and Savings Bank merged with Town & Country State Bank of Winona to form the current Winona National Bank.

With three locations, electronic options, a community focus, excellent client service, and local decision-making, Winona National Bank are able to customize financial products and services to fit your needs.

Lobby Hours
Monday – Friday
8:30 a.m. – 5:00 p.m.
Saturdays (East office only)
8:00 a.m. – Noon

Drive-Up Hours
Monday – Friday
7:30 a.m. – 6:00 p.m.
Saturdays
8:00 a.m. – Noon